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Retirement Income Takes a 1 – 2 Punch With Both Higher Taxes and Excessive Plan Fees
Now that the dust has settled after the New Year, a topic on everyone’s mind is what will happen to tax rates in 2013 and beyond. It’s not certain what the final numbers will be, but most experts agree that we are likely to see tax hikes across the board including income tax, capital gains tax, and taxes on dividends. And with these tax increases, most people will continue to pay fees on 401(k) retirement plans that are needlessly high.New Retirement Plan Contribution Limits for 2013
On October 18, 2012 the Internal Revenue Service announced several inflation adjustments for 2013 including ones for retirement plans. 401(k), 403(b), Profit-Sharing Plans: These plans are used at public schools, colleges, universities, churches and other tax-exempt entities under the 501(c)(3) Internal Revenue Code. Effective changes to this type of plan include: – The elective deferral (contribution) maximum is increased to $17,500 in 2013 from $17,000 in 2012.What You Need to Know About Technical Analysis Software
Trading systems software brands have a feature that lets the program assume the duties of a technical analyst. This particular task is crucial in the trading industry as it helps predict the future of a particular financial market. Basically, it also builds a trader’s confidence in aiming for the highest level of success and profit for his or her investment.The Changing Measurements of Wealth
How do you know if you are wealthy or not? The answer is not a one-size-fits-all.Getting Exposed to the Argentine Default
Argentine Debt Warrants issued during the 2005 debt restructuring program shot up to 25% in two days trade ending 30th November. The rise came in the wake of US Federal Court staying the previous court order of Judge Griesa empowering Argentina with an additional three month period to settle disputes with its Debt holders who are suing the country for $1.3billion.Affording University Costs – How To Get Help
It is what every parent dreams about. Seeing their son/daughter off to college one day. Many parents spend their entire lives saving for their child’s education.Getting The Help Of An Experienced Financial Advisor
Financial advisors help their clients to use their funds smartly. Their service is invaluable for different companies or people who would like to properly use their money and limit all risks to minimum. To become certified advisors, people should go through a special training that lasts for several years and gain some experience that will ensure they will build a successful career.Cheap Car Insurance Coverage
If you need cheap car insurance perusing the net is your best bet in finding affordable yet high quality coverage you can count on. You no longer have to feel pressured to pay sky high rates on car insurance. You can find minimum coverage or maximum coverage online for great rates that don’t break your budget.Need Money For College Fast? Here’s What To Do
After all the carefree summer fun, the leaves are changing colors and the season is coming to an end, Fall semester is fast approaching and tuition is due! Even though the thoughts of how you were going to pay for college slipped your mind, between trips to the beach and amusement parks, there are still ways to secure your spot financially, for the upcoming semester. Here is how to secure your money fast without having to postpone higher education or drop your classes.Is Investment Education Enough?
Only About Half of All Companies Provide Investment Advice – According to annual studies by The Profit Sharing/401k Council of America, just over half of all companies provide investment advice to 401k plan participants. Actual numbers may be lower considering that more plan sponsors perceive they are providing investment advice while retirement professionals think that only education is being offered. What’s the Difference?